Mutual Funds offer professional investment management and are available for investment and diversification within virtually all major financial assets classes.
Mutual Funds offer broad diversifications within different markets and different asset classes: Money Market Mutual Funds, US and Foreign Bond Mutual Funds, Corporate and Government Bond Mutual Funds, High Yield Bond Mutual Funds, US Stock and Foreign Stock Mutual Funds, Balanced Mutual Funds, International and Global Bond Mutual Funds, World Income Mutual Funds, Utility Mutual Funds, Technology Mutual Funds, Precious Metal Mutual Funds, Tax Free Mutual Funds etc.
Mutual Funds offer access to many investment classes that are difficult for individuals to access directly.
Some families of mutual funds offer up to 100 different investment funds within their family of mutual funds.
Mutual Funds offer monthly accumulation plans.
Mutual Funds offer systematic payouts.
Mutual Funds offer exchange privileges within their families.
Mutual Funds offer dividend spinning and other automatic asset re-allocations.
Mutual Funds offer liquidity.
Mutual Funds are typically fully taxable, except tax-free bond funds, or funds held within an IRA, a pension plan, or charitable trusts.
Mutual Funds can be purchased by individuals, corporations, trusts.
Mutual Funds with many asset investment choices can address the issue found in one study which found that ninety one percent of investment performance can be traced to asset allocation amongst different asset classes.
All Mutual Funds, Variable Annuities and Variable Life Insurance policies are offered by prospectus ONLY. For complete information including charges and expenses obtain a prospectus, and read it carefully before you invest.
Mutual Fund, Variable Annuity and Variable Life prospectuses are available directly from the issuing companies when product information is requested, and in some cases, they can be downloaded directly on the issuing company's internet website.
Systematic and dollar cost averaging within Mutual Funds, Variable Annuities and Variable Life insurance policies does not assure a profit and does not protect against loss in declining markets. It involves continuous investment in securities regardless of fluctuating prices and the investor should consider his or her financial ability to continue purchases through periods of low price levels.
Investing in stocks, bonds, mutual funds and variable annuities does not guarantee a profit.
All of these investments can lose money.
Stocks, bonds, mutual funds and variable annuities are not FDIC insured.