money market savings account

Online Guide to
Money Market
Savings Accounts

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money market savings account
Money Market Savings Account (n. - definition) - an account or fund that invests in short term instruments...seeking to maximize current income while maintaining stability of principal.
money market savings account


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How should you manage your retirement money in a BEAR Market?

  • Money Market Savings Accounts (or Money Market Funds) are mutual funds offered by prospectus ONLY.

  • The prospectus is available directly form the issuing company, and some issuing companies provide their prospectus online via the internet.

  • The goal of many Money Market Savings Accounts is to seek to maximize current income that is consistent with stability of principal.

  • Many Money Market Savings Accounts are designed for investors who want to earn income at current money market rates while seeking to preserve principal.

  • Money Market Funds typically invest in money market instruments, such as: US government issues, foreign corporate issues, domestic corporate issues, bank obligations, commercial paper, repurchase agreements, and the like. (See prospectus for specific investments.)

  • All money market instruments are US Dollar denominated.

  • Money Market Funds are NOT FDIC insured.

  • All Money Market Savings Accounts are held directly at the issuing mutual fund company.

  • Money Market Fund shares can be redeemed by mail, telephone or wire and check writing is provided.

  • All Mutual Funds, Variable Annuties and Variable Life Insurance policies are offered by prospectus ONLY.

  • For complete information including charges and expenses obtain a prospectus, and read it carefully before you invest. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other Government agency.

  • Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.

  • Investing in stocks, bonds, mutual funds and variable annuities does not guarantee a profit.

  • All of these investments can lose money.



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Copyright © 1998-2007. Money Market Savings Account Information Guide. All rights reserved.

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